Monday, March 26, 2012

Farm first

We have experienced a few big milestones here at the farm. We refinanced our two loans from Farm Credit for our land and house and got out interest rate down to 4%, a twenty year loan instead of thirty years. Basically we saved ourselves close to 100k. So that was something to celebrate, even though these things are so anti-climactic. There is perhaps nothing as dull as going into a lawyer's office to sign a bunch of papers that are really only good for lighting fires and making recycled toilet paper. We've been working with them for about 8 months to get it done. Not so easy for farmers with a newborn!!! But it's done now and we have signed the dotted line. We could save even more money if we pay it off sooner, but I've come to realize that it's hard to not put all our money back towards the farm. I look at everything we could buy now in terms of what we could get for the farm with the same amount of money. That Patagonia jacket I've been wanting all winter??? 128 asparagus plants!!! Those hot Dansko clogs (wait, can clogs be hot??), 20 tree peonies!!!! The frames for two hand-painted prints from Italy I got as a present seven years ago??? 2 bags of endomycorrhizal inoculant!!! That's enough for 3 acres of production folks!!! Needless to say, it's been hard to indulge in consumer goods lately. Except for goodies for my insatiable sweet tooth, but we don't really need to talk about that in detail.
Another big milestone is Ruth going to sleep without crying! Hallelujah, may we rejoice in this blessing for some time to come!!! It is SO nice to reach this point. May it continue always. Speaking of my girl, she wakes. Til next time!

2 comments:

Stef said...

Congrats to you guys saving money!! That's always a great feeling, especially 100k. Love seeing the growth of your sweet little michelin-girl. What a doll. She has the sweetest & most plump cheeks! So cute~ Hoping for a bountiful season for you guys! Love reading your blog.

Floret said...

love the photos of your little sweetness. ahhh, peaceful bedtimes are the best :)
congrats on all of the milestones! and yes, I agree, clogs are totally hot.